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Am I High Risk?

Each of the banks and credit card processing companies have there own definitions on what is a high risk business. While you may not consider your business as high risk sometimes the bank will take a different view and label your business as high risk. Sometimes a provider does not understand the specific details of your business so puts a high risk label on it that may be unjustied.

High risk can be due to a variety of factors including:

  • Industry Risk - such as gambling, adult, tobacco, etc
  • Business Type Risk - such as e-commerce, mail order, telemarketing, MLM, etc
  • Business age, size Risk - small business, home business, start up business,
  • Location Risk - International business, country of origin, customer location
  • Historical Risk - credit history, relationship, track record, etc
Regardless of why your business may be classified as high risk we can find a credit card processing solution for you.

What happens if I am classified as high risk?

The credit card processing company will usually do one of the following actions:
  1. Cancel or refuse your account
  2. Impose restrictions such as volume or type of transaction, products or services accepted, etc.
  3. Impose higher fees such as high monthly fees, higher % rates, high fees for chargebacks, etc
If your business is suffering from any of these actions then contact us today to see if we can help you get a better service at better rates.

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